Even though insurance companies like to advertise that they are looking out for your best, they do not like to pay out claims. They may be aware that their policyholder is responsible for someone else’s damages, but they will still go out of their way to reduce the compensation amount. They may even deny the allegations completely.
If you have recently suffered an auto accident due to another driver’s negligence, you must seek the help of a Hillsville Auto Accident Lawyer. They will be able to protect you from the insurance company’s tactics and tell you about your rights.
Tactics used by insurance companies to deny your claim
- Outright claim denial.
The insurance company might deny your claim completely so they can avoid paying you. They may do this for a number of reasons. They will do their best to deny your claim and hope for you to give up and go away. However, the two most common reasons why your claim may get denied include:
- You did not fill out the forms properly.
- The policy you have or the other party has does not cover your injuries.
- Settling claims quickly.
One of the most common tactics of insurance companies is trying to settle claims as soon as possible. They often do this right after an accident when you still have not had the chance to see a doctor or an attorney.
The insurance provider knows that you will be in a vulnerable state during this time and will try to push you to settle quickly. While you may think settling quickly is the smart choice, it actually is not. You should not make any decisions without consulting an attorney first.
- They act like they really care.
One popular tactic insurance companies use is that they act as if they care about your situation. They will call you and try to sound like they are worried about your injuries and want you to get better as soon as possible.
However, they only do this to gain your trust, only to deceive you later. Insurance companies are infamous for taking advantage of your emotional vulnerabilities, so make sure you do not fall victim to this tactic.
- Delaying insurance claims.
Another popular tactic is when insurance companies delay claims in the hope that you will eventually give up and accept any amount they offer. They may do this by adding extra paperwork for you or asking you to resubmit your claim over and over again.