If you have been in an accident that resulted from the negligence of another party, you may have a lot of questions in mind. Also, you have second thought about filing a claim due to the myths that surround personal injury cases. But you can easily debunk these myths by consulting with a Fort Wayne personal injury lawyer. These myths include the following:
It’s Expensive to Hire a Personal Injury Attorney
A lot of accident victims do not usually work with a lawyer because they think it’s expensive. But did you know that you don’t usually pay out-of-pocket attorney’s fees if you sustained injuries in an accident due to another party’s negligence?
Personal injury attorneys often work on contingency, which means that they only get payment once they recover compensation for you. This payment is often a percentage of your final settlement. If your attorney doesn’t win your case, then you don’t owe them money.
You Cannot File an Insurance Claim for Minor Injuries
A lot of people think that filing a claim for minor injuries is not worth it. However, keep in mind that even minor accidents can lead to severe injuries. Thus, you must seek medical attention immediately after the accident. Only a doctor will know if you have a hidden injury that may not present symptoms right away.
In addition, a minor injury can cause you to experience significant pain and economic uncertainty because your medical bills may pile up quickly. Through a personal injury claim, you can be compensated for the costs of your treatment and rehabilitation.
For instance, even if you sustain a minor injury like a whiplash, you still have to get treatment such as chiropractic care and physical therapy, which costs money. You could pay your bills out of pocket if your health insurance doesn’t cover these treatments. Filing a compensation claim can help.
Personal Injury Cases Must Go to Court
Most personal injury cases are settled outside of court. This happens when both parties involved reach a settlement agreement. The insurance company of the negligent party will make settlement offers to close your case. Your attorney will only settle for the amount you will deserve.
Even if you end up filing a lawsuit, there is still a chance that your case gets settled before you to trial. Going to court is not cheap, so insurers will try to avoid court fees and other related expenses by making better settlement offers. But if the insurance company refuses to settle your case, your attorney can take your case to court and represent you there.